INDEPENDENT THINKING ON
Markets, Capital,
and Bitcoin.
Ripple Capital Partners is an independent investment research and education platform focused on long-term investing, capital allocation, risk, financial markets, and Bitcoin.
“Understand what you own. Know why you own it.”
CURIOSITY
DISCIPLINE
PERSPECTIVE
LONG-TERM THINKING
WHAT WE FOCUS ON
Investing Without the Noise
Financial markets generate an endless stream of headlines, predictions and opinions. Ripple Capital Partners focuses on something different — understanding businesses, markets, monetary systems, risk, and long-term value.
Long-Term Investing
Exploring businesses, markets, valuation, portfolio construction, and the principles behind long-term capital allocation.
Risk & Capital Allocation
Understanding downside, uncertainty, diversification, opportunity cost, and the decisions that determine where capital should — and should not — be deployed.
Bitcoin
Examining Bitcoin as a monetary network, technology, asset, and potential long-term component of the global financial system.
Market Research
Independent analysis of companies, industries, macroeconomic trends, technology, and developments affecting investors.

IDEAS.
EDUCATION.
PERSPECTIVE.
A MORE INFORMED
TOMORROW.
BITCOIN EDUCATION
Understand Bitcoin before deciding what you think about it.
Bitcoin is often discussed in extremes. Ripple takes a balanced, educational approach — giving you the knowledge to form your own view.
LEARN ABOUT BITCOINRESEARCH & INSIGHTS
Ideas Worth Thinking About

Are We in a New Market Regime?
Exploring the forces that may be shaping the next decade for investors, from monetary policy to technological change.
READ ARTICLE →
The Case for Bitcoin in a Diversified Portfolio
What Bitcoin’s unique characteristics, volatility, and evolving market structure may mean for portfolio construction.
READ ARTICLE →
Time, Volatility, and the Investor’s Edge
Why patience, temperament, and a long time horizon may matter more than predicting the next market move.
READ ARTICLE →
ABOUT RIPPLE CAPITAL PARTNERS
A Platform for Independent Thinking
Ripple Capital Partners was founded by Patrick Fagan as an independent platform for investment research and financial education. Our mission is to provide thoughtful analysis, practical perspectives, and enduring principles for understanding markets, capital, and risk. We emphasize long-term thinking, disciplined capital allocation, risk awareness, and understanding investments before committing capital.
ABOUT PATRICK & RIPPLE →“Make an effort to perform one thousand acts of gratitude every day.”— PATRICK FAGAN
Stay Curious.
Markets change. Technology evolves. Investment narratives come and go.
The principles behind thoughtful capital allocation tend to change much more slowly.